Casting a Wide Net Over the Entire Population: Enhancing Compliance & Reducing Risk
Let’s talk about why helping your clients stay compliant isn't just about avoiding penalties, it's about being the broker who genuinely protects their business.
What Makes a Company an ALE?
If your client has 50 or more full-time employees (or the equivalent), they're what we call an Applicable Large Employer. This means they have responsibilities under the ACA that smaller companies don't face.
Here's How You Can Help: Minimum Essential Coverage
ALE employers need to offer minimum essential coverage to at least 95% of their eligible employees. When you bring this to your clients, you're not just checking a compliance box, you're giving their employees real, affordable healthcare options.
What we like about these plans:
They're actually affordable: Employees can get coverage without breaking their budget
Real coverage options: From basic preventative care to more robust benefits, there's something for everyone
People actually enroll: Because they're affordable, you'll see strong participation rates
Your client stays penalty-free: No more worrying about those dreaded IRS letters
Let's Be Honest About Your Book
Take a look at your clients. How many might be ALEs? And if they are, do you have them properly protected?
If you're not sure, or if you know some aren't covered the right way, let's fix that. There are also plenty of good companies out there stuck with brokers who aren't doing their job well. If you're current on your knowledge and you genuinely care about your clients, those groups should be working with you instead.
Ready to Talk?
If you want to discuss how minimum essential coverage can help your clients (and grow your book), here's what to do:
Let's schedule a Zoom call to go through your ALE clients together
Visit https://www.evolvedbenefits.com/ and fill out the contact form
Reach out so we can talk about your growth plans
Look, protecting your clients from ACA penalties while growing your business isn't just good strategy, it's what good brokers do. Let's make sure your clients are covered and your book of business keeps growing.